
Mortgages in Portugal: How to Compare the FINE, APR, Total Cost and Rate Types
A practical method for comparing mortgage offers on the same assumptions, identifying linked costs and stress-testing the payment.

Strategic Marketing | Technology | Direct Support for Buyers and Owners.
Property Valuation
Multichannel Exposure
Professional Photography
Optimized Listings
Enquiry Screening
Until Completion
A current selection of properties supported by Franetic

745 000 €

460 000 €

1 650 000 €

455 000 €

270 000 €
Objective information, direct contact and support throughout every stage of buying or selling.
Identified real estate mediation with accessible legal information.
Portuguese, English, Spanish, French and German.
Direct support, with other areas served subject to availability.
Looking for your dream home or a profitable investment? We help you find the perfect property.
Want to sell with a clear strategy? We help define pricing, presentation and exposure.
Complete solutions for discerning buyers and owners
Properties presented with clear information and direct support.
Risk, cost and potential analysis to support an informed decision.
Multilingual support for buyers looking for property in Portugal.
Digital marketing strategies to enhance your property value.
Market analysis and personalized advice.
News, trends and useful tips about the real estate market in Portugal.

A practical method for comparing mortgage offers on the same assumptions, identifying linked costs and stress-testing the payment.

What to gather before selling so a tax professional can assess acquisition, eligible records, improvements and possible reinvestment.

Town, coast, villages and rural areas require different criteria. Compare daily routines, access, services, risks and planning rules.
Answers to common questions about buying, selling and real estate investment.
The process includes: property search, visits, negotiation, promissory purchase agreement (CPCV), obtaining financing if needed, and public deed. FRANETIC accompanies you through all stages, from the first visit to the key handover.
The selling time varies with the property type, location, price and market conditions. We prepare a pricing, presentation and exposure strategy for each case without promising a timeframe we cannot guarantee.
Costs depend on the property, intended use, price and buyer situation. They may include IMT, Stamp Duty, deed, registration and legal support. Before proceeding, we help organise a case-specific estimate based on the official rules in force.
Yes. We provide real estate support in Portuguese, English, Spanish, French and German. When needed, we help coordinate NIF, banking, financing and due diligence with legal, tax and banking professionals. Purchasing property does not, by itself, qualify as a residence-by-investment route.
The initial valuation of your property is completely free and without obligation. We visit the property, analyze the market and compare with similar properties to give you a realistic estimate of market value. Contact us to schedule.

Contact us and discover the best opportunities in the market.